Seniors' Services

If you're 65 or older, most prescription drugs on the provincial formulary are covered. You'll pay a $100 annual deductible and up to $6.11 per prescription. Lower-income seniors can have the deductible waived and the co-pay reduced to $2 per prescription — this is applied automatically based on your income tax filing.

If your household has high prescription costs relative to income — at any age, not just seniors — the Trillium Drug Program can help. It covers drugs on the Ontario Drug Benefit Formulary with a co-pay of $2 or less per prescription. You apply directly through the Ministry of Health.

The Guaranteed Annual Income System provides a tax-free monthly payment to low-income seniors who already receive federal Old Age Security and the Guaranteed Income Supplement. The maximum is $87 per month for singles and $168 per month for couples. Enrollment is automatic if you file your taxes and receive OAS/GIS — there's no separate application.

If you're 64 or older and own your home, you may qualify for up to $500 per year to help with property taxes. You apply through your annual tax return using Form ON-BEN. The amount is reduced based on income above $35,000 for singles or $45,000 for couples.

A 15% refundable tax credit on eligible Ontario transit costs — including PRESTO, TTC passes, and GO Transit — up to $3,000 in annual expenses for a maximum credit of $450. Claimed on your tax return.

The Strong Communities Rent Supplement Program provides rent-geared-to-income subsidies for low-to-moderate-income households, including seniors. Eligibility and waitlists vary by municipality. The Home and Vehicle Modification Program can also help cover the cost of accessibility modifications for seniors with mobility challenges.